By Brad Bedingfield and Eleanor A. Evans The impact of COVID-19 on our communities is only just starting to come into focus. It's not just the health risks - millions are likely to find themselves unemployed, without health insurance or a means to make money. Those who must continue their work as this crisis balloons, health care workers in particular, have no safe place to leave their children. Nearly everyone is facing increased financial pressures. Local nonprofits, dealing with their own financial stresses, are still eager to bolster their support of the communities they serve during this crisis. For any Cambridge-based nonprofits thinking about how to directly give funds to individuals and families in the community, here are some considerations. Can my nonprofit make direct grants to individuals impacted by COVID-19? Many nonprofits that have not traditionally made grants to individuals are asking if they can do so, and how. They want to help specific people in their communities who are in danger of losing their homes or are already homeless, who do not have enough food for their children, or who have special health care expenses. Nonprofits without experience making grants to individuals may be nervous about doing